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FTC proposes new rule to ban junk fees, potentially saving consumers 'tens of billions'_我的网站

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一 | The Federal Trade Commission is proposing a new rule that seeks to eliminate junk fees -- those hidden costs that can unexpectedly push up prices consumers pay at checkout.The proposed rule would apply to many industries across the economy, including event tickets, hotels and apartment rentals. If the rule goes into effect, companies that continue to charge these fees could be fined and forced to pay back consumers.The FTC says the far-reaching rule could save consumers “tens of billions of dollars in fees.”“The proposed rule would prohibit corporations from running up the bills with hidden and bogus fees, requiring honest pricing and spurring firms to compete on honesty rather than deception,” FTC Chair Lina Khan said on a call with reporters.The FTC estimates the proposed rule will save consumers more than 50 million hours per year of wasted time spent searching for the total price in live ticketing and short-term lodging alone. This time savings is equivalent to more than $10 billion over the next decade.There will be a 60-day public comment period once the rule is published in the Federal Register.Senior administration officials, however, did not have guidance on when the rule could be finalized and go into effect.The FTC has the authority to move forward with this rule without additional approval from Congress, officials said.As President Biden continues his push of “Bidenomics” and focuses on the everyday costs that hit American pocketbooks, this is another chance for the president to try to appeal to voters about his economic message. He’s repeatedly highlighted his administration's efforts to tackle these junk fees across a number of sectors -- from air travel to health care.Separately, the Consumer Financial Protection Bureau is issuing guidance to large banks and credit unions, prohibiting them from charging customers fees for basic information about their accounts, like checking their bank account balance.The CFPB also released a new report showing its crackdown on bounced check fees has saved consumers nearly $2 billion since 2021.。

二 | 　　8月21日，社区连锁生鲜龙头钱大妈国际控股有限公司(以下简称“钱大妈”)向港交所递交IPO更新申报材料。最新财务数据显示，2026年上半年经调整净利润为1.04亿元，较2025年同期增长3.7%。整体毛利率从2025年上半年的11.2%稳步提升至11.5%，盈利水平稳步提升。　　自2012年首家社区门店开业以来，钱大妈持续深耕社区生鲜，连续五年稳居中国社区生鲜连锁企业GMV首位。

三 | 凭借“不卖隔夜肉”折扣日清模式和持续深化的社区门店网络，截至2026年7月31日，全国门店达3020家。2026年上半年加盟门店日均客数近600人次，较2023年提升近6%，经营活力持续释放。　　除了十四年如一日坚守“鲜”度承诺，钱大妈也在加快商品与经营体系升级。2026年，公司持续推动自有品牌商品体系标准化迭代，通过提升自有品牌及冷藏加工食品等高毛利产品占比，更精准匹配消费者一日三餐的日常需求，推动规模优势进一步转化为经营质量，为长期稳健发展奠定更加坚实的基础。